Wind Damage

Have You Experienced Strong Winds?

Even when a storm doesn’t bring rain or hail, your roof can still sustain damage. Strong winds can create stress points on a roof that, over time, weaken and become compromised. If you have roof damage caused by wind or flying debris, it’s essential to tackle it at once. Waiting will only result in more damage.

Our team of trained professionals can help you decide whether you need a repair or a replacement. This is typically covered by your homeowners’ policy. We’ll guide you through the insurance process step by step.

Craven Roofing Company is your local, experienced, and professional roofing contractor. We serve homeowners needing a new roof. We also help business owners with extra exterior services for their home or business.

Hail Damage

Has Your Home Experienced a Recent Hailstorm?

Hail seem harmless, but even smaller hail can harm your roof. Damage is not be obvious, but it can worsen over time. If you experienced a hailstorm, knowing the size of the hail can help decide potential roof damage:

• Less than 1 inch (quarter-sized): Damage can be subtle and harder to spot. It’s best to have a professional inspect your roof for hail damage.
• 1 inch to 2 inches (quarter to egg-sized): Hail in this range can cause visible damage to asphalt shingles. It can also damage soft metal on the roof.

• Greater than 2 inches: Hail larger than 2 inches can almost certainly damage an asphalt roof. Contact us for a thorough inspection and inform your insurance company.

Everything You Need to Know About Hail and Wind Damage Insurance Claims

STEP 1. Schedule an Inspection Before You File a Claim

Schedule a free inspection with Craven Roofing Company. Do this before you file an actual claim. Be certain the damage is as extensive as you think. If it is less than or close to your insurance deductible, then filing is not always in your best interest. Filing unnecessary claims cause your insurance rates to rise.

STEP 2. Meet With Craven Roofing for Your Inspection

Once scheduled, Craven Roofing Company will come out and do a free inspection of the roof. We’ll investigate damage and report our findings.

STEP 3. File Your Storm Damage Insurance Claim

If the inspection warrants filing a claim, continue. Your insurance company will schedule an adjuster to inspect your roof to approve and process your claim.

STEP 4. Meet Your Adjuster

Our team here at Craven is here to advocate for you. It is important to schedule a meeting with the adjuster. Make sure your contractor can also be there. This way, we can be sure that all the damage found during our inspection is covered on the claim.

STEP 5. Storm Damage Claim Approval

Once your insurance claim is approved, Craven will go over the details of the insurance coverage with you. This also lets you ask them any questions you still have about the whole process.

STEP 6. Time For Your Project to Start

When you have received answers to all your questions, sign the contract. Then choose your colors. Finally, get your roof replacement scheduled. The insurance company will then give payment directly to you.

How Do Storm Damage Insurance Claims Work?

Hurricanes, tornadoes, hailstorms…you name it, your insurance company has probably seen it. Damage to your home or property is a big deal. Filing a storm damage insurance claim can be a headache. This can be especially difficult if it is your first time filing one.
It’s important to take the right steps to make sure your damage is addressed and repaired properly.

What to do before you call your insurance company

After your house suffers storm damage, the storm blows away. You are tempted to pick up the phone and call your homeowners insurance provider. First you should…

_{*Review and document the damage yourself.}

You know what condition your house was in before the storm hit better than the insurance rep. That means, now is the time for you to document exactly what was affected and how. Make notes and take pictures from every angle of the damage. Capture images of the surrounding area as well. Store these assets in an area easily accessible to you for future use.

*Have a professional roofing contractor inspect the storm damage.

Before you call your insurance company, give Craven Roofing a call. Craven Roofing works with many insurance providers and is familiar with the process of filing storm damage claims. Craven Roofing will give you a detailed damage report including estimated labor and materials cost .

*Cover the damage and avoid permanent repairs.

According to the Texas Insurance Department, you should only make repairs on your property that prevent extra damage. Wait until the damage is assessed by your insurance provider for other repairs. Do not carry out permanent repairs before an assessment. Any permanent repairs before an assessment can lead to your claim being denied. Tarps can be useful for keeping extra debris out of exposed areas. They also protect against the elements until you get your house, garage, or shed fixed.

Know your coverage.

What to expect from your storm damage claim inspection

If you can’t get a roofing company to assess how severe the storm damage is, consider using an insurance adjuster. It’s a stressful time. It’s okay if you can’t be home when the insurance adjuster comes. They will assess your property damage from the storm. If you or your spouse can’t make it, ask someone you trust to be there. This should be a family member or a close friend.

Insurance adjusters typically examine exterior damage. They don’t do deep dives into what is hiding underneath the surface. For instance, roof decking damage that occurred because of mold will not be covered. But when checking roofs for storm damage claims, adjusters often inspect 10′ x 10′ squares of each roof. They look for damage caused by severe winds or hail. Based on the amount of damage, the insurance company can cover a roof repair. Alternatively, they pay for or contribute to a full roof replacement.

Handy Homeowner Tip: Want to speed up the claims process? Invite your trusted general contractor or roofing contractor to the storm damage inspection. Your contractor and the adjuster to work together. This collaboration ensures nothing is overlooked. It also helps file the details of your claim as accurately as possible.

After the storm damage insurance claim is filed…

Now comes the approval process. Sit back and relax. Your homeowners insurance company is reviewing the claim. Your professional roofing contractor helped you compile it.

Once your claim is approved, review your coverage with the roofing company. Craven Roofing Company has in-house claims specialists who can help answer any questions you have about the repair process. They can also clarify the warranty. Furthermore, they will explain what your insurance company will cover.

Sometimes, just a few shingles will need to be replaced thanks to a hefty windstorm. Other times, you need to replace your entire roof. Either way, Craven Roofing Company is here to help.

Schedule a storm damage inspection and start your insurance claim.